USDA Vs. FHA Pro and Con comparison in Chain-Lake, Snohomish County, WA
In 2025, USDA loan limit in Chain-Lake, county of Snohomish, WA is $659,800 while FHA limit is $776,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Chain-Lake, county of Snohomish, WA
Loan Type
Loan Limit
Down payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
USDA and FHA loan options in Chain-Lake, WA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.
6619 Ritchie Hwy, Suite 13, Glen Burnie, MD, 21061
Bay Country Financial Services is the company to trust for fast, flexible, confidential financial services. We offer personal, consolidation, automobile, boat, trailer, RV, motor-home, and motorcycle loans.
We have more than 100 years of combined experience helping people just like you navigate the loan process expertly.
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14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
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725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
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