USDA Loan Vs. FHA loan pro & con Three-Lakes, Snohomish County, WA

In 2025, within Snohomish county, WA, the USDA loan limit in Three-Lakes stands at $659,800. Comparatively, the FHA limit for a single-family home is $776,250.

Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Find out the income, credit, reserves, and documentation needed for qualification. By offering a side-by-side view of USDA, FHA, Conforming, and VA options, our advanced mortgage calculator assists you in determining which program is best suited to your financial situation in .

Exploring USDA and FHA Loan Options in Three-Lakes, WA

Lendersa® aims to secure the most suitable USDA or FHA loan promptly and without hassle. Start with one of three pathways to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in WA?

A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment, offering great advantages to eligible borrowers.

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(402) 454-6511 Lender's profile and map Reviews Madison County Bank 111 West Third Street, Madison, NE, 68748 "Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888. Today, our tellers still know most of their customers on a first name basis, and the bank is stronger and more secure than ever. We pride ourselves on our personalized approach to community banking
(308) 946-3070 Lender's profile and map Reviews Archer Credit Union 510 G Street, Central City, NE, 68826 Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
(320) 634-5111 Lender's profile and map Reviews Glenwood State Bank 5 E Minnesota Avenue, Glenwood, MN, 56334 Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.
(320) 634-4545 Lender's profile and map Reviews Eagle Bank Minnesota 2 South Franklin Street, Glenwood, MN, 56334 Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.
(620) 275-0131 Lender's profile and map Reviews Garden City Teachers Federal Credit Union 1601 E Kansas Avenue, Garden City, KS, 67846 Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.
(620) 275-4128 Lender's profile and map Reviews Western State Bank (Garden City) 1500 E. Kansas Avenue, Garden City, KS, 67846 Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
(620) 275-2151 Lender's profile and map Reviews Golden Plains Credit Union 1714 E. Kansas Ave, Garden City, KS, 67846 We make our loans convenient for our members with competitive rates and flexible terms. Loans are available for a wide range of purposes including, auto loans and leases, motorcycles, signature loans, overdraft protection, consolidation and many other uses. Apply in person, by phone, mail or online.
(320) 859-2101 Lender's profile and map Reviews The First National Bank of Osakis 211-213 Central Ave, Osakis, MN, 56360 Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.
(308) 548-2223 Lender's profile and map Reviews Bank of Clarks 301 N. Green, Clarks, NE, 68628 Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
(507) 532-2426 Lender's profile and map Reviews First Independent Bank 105 South Market Street, Marshall, MN, 56258 First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.
(402) 757-3231 Lender's profile and map Reviews First State Bank PO Box 65, Hordville, NE, 68846 First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.