USDA Vs. FHA your options comparison in Centralia, Lewis County, WA
In 2025, the USDA loan threshold for Centralia, within Lewis county in WA, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to assess the current leading USDA versus FHA rates, enabling you to understand the income, credit, reserve requirements, and documents necessary for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs, assisting you in determining the optimal option for your financial requirements in .
Loan limits and downpayment specifications in Centralia, Lewis, WA for 2025
Loan Category
Maximum Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Centralia, WA
Lendersa® aims to connect you with the ideal USDA or FHA loan promptly and effortlessly. You have three avenues to explore in order to align with lenders offering USDA loan programs.
USDA home loans receive backing from the U.S. Department of Agriculture, also called USDA rural development loans or USDA mortgages, intended exclusively for rural locales. In contrast to FHA loans which require a minimum down payment of 3.5%, USDA loans have no such requirement.
600 N. Pine Island Road, Suite 330, Plantation, FL, 33324
At The Mortgage Firm, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process. In fact, we send automatic updates to you throughout the entire process with continual status reports and no surprises! This advantage is built around our mission to keep it simple and easy.
9633 West Broward Blvd, Suite 7, Fort Lauderdale, FL, 33324
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7215 West Oakland Park Blvd, Fort Lauderdale, FL, 33313
4SURE MORTGAGE SOLUTIONS LLC is in the Mortgage Bankers and Loan Correspondents industry in Sunrise, FL. This company currently has approximately 1 to 5 employees and annual sales of $500, 000 to $999, 999.
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261 North University Drive, Suite 500, Plantation, FL, 33324
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8181 West Broward Blvd, Suite 360, Plantation, FL, 33324
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
950 South Pine Island Road, Suite 150A, Plantation, FL, 33324
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300 South Pine Island Road, Suite 260, Plantation, FL, 33324
US Lending Advisors was incepted with the idea of providing and treating clients as our advisor’s would like to be treated. Providing simple straightforward solutions to complex challenging financing problems in a direct yet balanced approach. Allow our 30+ years of high level experience to assist in your financing goals.
261 N. University Drive, Suite 500, Plantation, FL, 33324
We know mortgages.Welcome to Millennium Mortgage, we're your South Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We're your South FL mortgage experts dedicated to delivering a home purchase or refinance experience second to none.
150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.
1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
Certified Home Loans is committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings
