USDA Loan Vs. FHA loan for Centralia, WA [ best of 2023]

In 2025, USDA loan limit in Centralia, county of Lewis, WA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Centralia, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(256) 660-2405 2090 miles Lender's profile and map Reviews Mortgage Group 8180-B US Hwy 431, Albertville, AL, 35950 We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.
(256) 891-0681 2090 miles Lender's profile and map Reviews First Lenders Mortgage 8357 US HWY 431, Albertville, AL, 35950 First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you
(330) 452-9801 2090 miles Lender's profile and map Reviews CSE Federal Credit Union 1380 Market Ave N, Canton, OH, 44714 (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve
(800) 242-2265 2091 miles Lender's profile and map Reviews Dollar Bank PO Box 8469, Canton, OH, 44711 Founded in 1855, Dollar Bank is, well, different. We’re an independent community bank. That means no publicly traded stock and no shareholders. And that means we can focus on what we do best: empowering the people and communities we serve to do the things they hold dearest. Over more than 165 years, we’ve grown to become a large
(205) 328-4371 2091 miles Lender's profile and map Reviews ACIPCO Federal Credit Union 1501 31st Avenue North, Birmingham, AL, 35207 ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
(334) 624-8804 2091 miles Lender's profile and map Reviews Peoples Bank of Greensboro 1402 State Street, Greensboro, AL, 36744 The Peoples Bank of Greensboro was incorporated in 1904, succeeding the banking business known as A. Lawson, Banker, which began in 1881. The original branch was located in downtown Greensboro at 1112 Main Street. A second branch was opened in 1975 at 1402 State Street. The bank operated both branches until the Main Street branch burned in 2002
(888) 897-5673 2091 miles Lender's profile and map Reviews Xplore Federal Credit Union 5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003 Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success. Federally chartered in 1947.
(800) 259-2471 2091 miles Lender's profile and map Reviews Jefferson Financial Credit Union 7701 Airline Drive, Metairie, LA, 70003 Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana. Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
(504) 455-2444 2091 miles Lender's profile and map Reviews Mutual Savings and Loan Association 2900 Clearview Parkway, Metairie, LA, 70006 Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.
(504) 454-8224 2091 miles Lender's profile and map Reviews Greater New Orleans Federal Credit Union 3105 Lime Street, Metairie, LA, 70006 Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.
(606) 474-2000 2092 miles Lender's profile and map Reviews The First National Bank of Grayson 200 S. Carol Malone Blvd, Grayson, KY, 41143 Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.