USDA Vs. FHA Pro and Con comparison in Rochester, Thurston County, WA
As of 2025, the USDA loan cap in Rochester, located in Thurston county, WA, is set at $381,800, whereas the FHA loan cap for a single-family house stands at $546,250.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates, and assess the income, credit, reserves, and documentation needed to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side-by-side, helping you choose the optimal option for your financial requirements in Alabama.
Overview of 2025 loan limits and downpayment specifications in Rochester, Thurston county, WA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Rochester, WA
Lendersa® is committed to swiftly securing you the best available USDA or FHA loan options with minimal hassle. Choose from three starting points which help in connecting you with lenders and suitable USDA loan programs.
A USDA home loan, endorsed by the government via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is restricted to rural locales. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First National Bank of Brookfield, your friendly hometown community bank.
For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.
Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.
The First State Bank of Brownsboro was established in 1917 and has been locally owned since that time. We have become known to the community as The "Friendly Bank". Our bank offers an array of personal and business products with loans and deposit accounts that can fit everyone's needs.
6500 River Place Blvd, Building 7, Suite 250, Austin, TX, 78730
360mtg are a privately owned mortgage bank, founded in 2007. Our staff utilize a state-of-the-art paperless technology which encompasses all departments from origination through securitization. 360 Mortgage Group has strategically recruited underwriters from across the country to bring their local market expertise to the underwriting pool.
6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.
Unified Homeowners of Illinois Federal Credit Union
4464 N Milwaukee Avenue, Chicago, IL, 60630
Unified Homeowners of Illinois Federal Credit Union is an federal credit union whose philosophy is to deliver sound financial information and services that help Illinois homeowners maintain and improve their homes.
Unified Homeowners of Illinois was chartered in February 2006. Unified Homeowners’ of Illinois Federal Credit Union (UH of IL FCU)
4849 N. MIlwaukee Ave, Suite 801, Chicago, IL, 60630
Alexander Villegas, CEO & Founder of Premier Capital Solutions, recognized the need for a new company to meet the needs of a new economy. As the financial and real estate markets have rapidly changed in recent years, he recognized a considerable need for a financial servicing solution that goes well beyond the capabilities of traditional servicers.
