USDA Loan Vs. FHA loan for Ellensburg, WA [ best of 2023]

In 2025, USDA loan limit in Ellensburg, county of Kittitas, WA is $336,500 while FHA limit is $474,950 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ellensburg, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 666-8811 2151 miles Lender's profile and map Reviews Member One Federal Credit Union 202 4th St NE, Roanoke, VA, 24016 Member One Federal Credit Union is a full-service, member-owned financial institution serving the needs of its communities for more than 80 years. Member One is headquartered in Roanoke, VA and serves over 120, 000 members, is more than $1 billion in assets, operates 15 branch facilities.
(877) 802-1212 2151 miles Lender's profile and map Reviews Peoples Bank 420 West A Street, Newton, NC, 28658 Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community. When you're passionate about people like we are, you start to see the extraordinary in everyone.
(478) 784-1448 2151 miles Lender's profile and map Reviews American Pride Bank 4740 Log Cabin Drive, Macon, GA, 31204 The American Pride Bank location of American Pride Bank was established Dec 12, 2007 (14 years and 5 months ago). They are one of 4 branch locations operated by American Pride Bank. For ATM locations, drive-thru hours, deposit info, and more information consider visiting their online banking site at: www.americanpridebank.com APB is a communit
(478) 745-0494 2151 miles Lender's profile and map Reviews CGR Credit Union 2040 Ingleside Ave, Macon, GA, 31204 CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families. On the surface we may look like any other full-service community credit union
(478) 746-2063 2151 miles Lender's profile and map Reviews Midtowne Mortgage LLC 2614 Riverside Drive, Macon, GA, 31204 Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.
(315) 493-3480 2151 miles Lender's profile and map Reviews Carthage Federal Savings and Loan 313 State St, Carthage, NY, 13619 Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
(855) 462-5268 2152 miles Lender's profile and map Reviews ALCOVA Mortgage LLC 308 Market Street SE., Roanoke, VA, 24011 "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. “When I bought my first house, I realized how confusing the mortgage process could be."
(315) 445-2300 2152 miles Lender's profile and map Reviews Countryside Federal Credit Union 5720 Commons Park Drive, East Syracuse, NY, 13057 Countryside Federal Credit Union has been open since 1941. The credit union has assets totaling $164.5 Million and provides banking services to more than 5, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(315) 656-8220 2152 miles Lender's profile and map Reviews CORE Federal Credit Union 7200 Kirkville Road, East Syracuse, NY, 13057 CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(315) 449-0353 2152 miles Lender's profile and map Reviews Community Bank, N.A. 5821 Bridge Street, East Syracuse, NY, 13057 Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
(315) 426-1601 2152 miles Lender's profile and map Reviews Blackthorne Funding LLC 222 Edgemont Dr, Syracuse, NY, 13214 Peter Bostwick is the owner of Blackthorne Funding and has been in the mortgage business since 1996. He formed Blackthorne Funding as a mortgage broker in 2000 and has operated it since. Many loans for residential investor and small commercial borrowers were placed during these years. Recently.
(864) 585-1444 2152 miles Lender's profile and map Reviews Associated Mortgage Services, Inc 481 South Pine St., Spartanburg, SC, 29302 The Associated Mortgage Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing.