USDA and FHA Pro and Con in Wenatchee, Chelan County, WA

In 2025, the USDA loan limit for Wenatchee in Chelan County, WA is $336,500. In contrast, the FHA limit for a single-family residence is $506,000.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, assessing the necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine which program is ideal for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Wenatchee, Chelan County, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Wenatchee, WA

The aim of Lendersa® is to expedite finding the best USDA or FHA loan effortlessly. Choose from three starting points that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

A USDA home loan, or USDA rural development loan, is a government-backed mortgage offered only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not need a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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