USDA Vs. FHA your options comparison in Wenatchee, Chelan County, WA

In 2026, the USDA loan limit for Wenatchee in Chelan County, WA is $336,500. In contrast, the FHA limit for a single-family residence is $506,000.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, assessing the necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine which program is ideal for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Wenatchee, Chelan County, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Wenatchee, WA

The aim of Lendersa® is to expedite finding the best USDA or FHA loan effortlessly. Choose from three starting points that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

A USDA home loan, or USDA rural development loan, is a government-backed mortgage offered only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not need a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Edwards Financial Services
  • 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
  • Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.

  • Priority Lending, LLC
  • 8035 N Oracle Rd, Tucson, AZ, 85704
  • Since 1997 we have been providing mortgage lending and home loans in Tucson. Tucson can trust people like you to help fulfill their dreams. We are the most trusted mortgage lender Tucson has. Priority Lending LLC provides the most options to assure you get exactly what you need. We do home loans Tucson needs in easy to understand terms.

  • Farmers State Bank of Underwood
  • 110 Main St, Underwood, MN, 56586
  • Farmers State Bank is a locally owned, independent, community bank. We have four locations to better serve our customers. Our main office is located in Underwood, MN, and three branches are located in Dalton, Rothsay, and Fergus Falls, MN. Our officers, directors, and staff all live and work in our local communities.

  • Elite Lending Group
  • 4570 North 1st Avenue, Suite 110, Tucson, AZ, 85718
  • At Elite Lending Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you.

  • All American Lending Group, L.L.C.
  • 4511 North Campbell Avenue, Suite 205, Tucson, AZ, 85718
  • At All American, we are able to compete with all banks and savings institutions. With our excellent reputation and strict code of ethics, you can be sure we're the right choice. We are a family owned and operated Tucson based company with more than 25 years of industry experience.

  • USAVA Lending
  • 6450 N Swan Rd, Suite 110, Tucson, AZ, 85718
  • USAVA Lending is comprised of an expert team of lending professionals specializing in providing exceptional home financing options. We are dedicated to providing exemplary customer service, educating our customers on their VA loan benefits and offering unbeatable VA loan programs directly to the military personnel who bravely serve our country.

  • Citizens Bank & Trust Company
  • 721 7th Street, Saint Paul, NE, 68873
  • The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.

  • Hughes Federal Credit Union
  • 971 W. Wetmore, Tucson, AZ, 85705
  • A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.