USDA Vs. FHA Pro and Con comparison in Shelton, Mason County, WA
As of 2025, the USDA loan limit in Shelton within Mason county, WA, is $336,500. The FHA loan limit, applicable to single-family homes, stands at $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare the current leading USDA and FHA rates. It helps you understand the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage tool lets you see the USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best option in for your financial circumstances.
2025 Loan Limits and Downpayment Details in Shelton, Mason, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Shelton, WA
At Lendersa®, our aim is to facilitate your USDA or FHA loan process quickly and effortlessly. Choose from one of three pathways to match you with suitable lenders and USDA loan programs.
The USDA home loan, also recognized as a USDA rural development loan or mortgage, is guaranteed by the government via the Department of Agriculture and is offered only in rural areas. Contrastingly, an FHA loan mandates at least a 3.5% down payment, whereas a USDA loan requires none.
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