USDA Vs. FHA your options comparison in Graham, Pierce County, WA

In 2025, the USDA loan limit for Graham within Pierce County, WA, is $713,000, whereas for a single-family home, the FHA limit stands at $977,500.

Utilize the Lendersa® USDA loan calculator to compare the best available USDA and FHA rates today. Calculate the income, credit, reserves, and required documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you determine the most fitting program for your financial situation in .

Investigate loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Graham, Pierce, WA

Loan Type Limit Amount Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Available USDA and FHA Loan Choices in Graham, WA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Start by choosing one of three paths that lead to matching lenders and relevant USDA loan programs.

Lendersa's USDA loan requests and matching results

A Glimpse into USDA Loans in WA

The USDA home loan, backed by the Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is strictly for rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Insight Loans
  • 759 SW Federal Hwy, Stuart, FL, 34994
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Castle & Cooke Mortgage, LLC
  • 701 N Federal Hwy, Ste 207, Stuart, FL, 34994
  • Castle & Cooke Mortgage, LLC (NMLS #1251) is one of the nation's leading independent mortgage lenders with locations across the United States and over 300 employees. Since opening our doors in 2005, our dedication and successes have grown right alongside the communities we serve.
  • Kahuku Federal Credit Union
  • 56-576 Kamehameha Highway, Suite A, Kahuku, HI, 96731
  • Kahuku FCU was chartered on July 28, 1937 to serve the employees of the Kahuku Plantation Company, a cane sugar plantation. The plantation ceased operations in 1971, and on June 1, 1972 the credit union’s charter was amended to include residents who lived near the local post office.
  • CasaBella Financial Services LLC
  • 2265 Southwest Mapp Road, Palm City, FL, 34990
  • We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Realize the dream of homeownership.
  • Blue Water Mortgage and Investments LLC
  • 3906 Southwest San Clemente Court, Palm City, FL, 34990
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Westland Funding Group Inc
  • 10626 Southwest Corey Place, Palm City, FL, 34990
  • Westland Funding Group is located in Palm City, Florida, and was founded in 2006. Westland Funding Group is located in Palm City, Florida and also we offers a Conventional, FHA, VA, USDA, and Jumbo loans ben is the founder of Business Westland Funding Group Inc is committed to helping you find the right mortgage product for your needs.
  • EAST COAST MORTGAGE LENDERS, INC.
  • 3228 SW Martin Downs Blvd. Suite 1, Palm City, FL, 34990
  • "East Coast Mortgage Lenders, Inc. is committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.Established in 2005.
  • Lana’i Federal Credit Union
  • 816 Ilima Avenue, Lanai City, HI, 96763
  • Established in 1938, the Lāna’i Federal Credit Union, originally known as HAPCO Lāna’i Federal Credit Union, was organized to serve the employees of the Hawaiian Pineapple Company, on the island of Lāna’i, Hawaii. Lāna’i was once the largest pineapple plantation, producing 90% of the world’s pineapple during the 1950s – 1970s.
  • Jet Real Estate
  • 97 S Sewalls Point Rd, West Palm Beach, FL, 34996
  • Discover unparalleled real estate services with Jet Real Estate, led by Jamison Troutman. Specializing in residential and commercial investment properties dynamic market, we provide personalized approaches tailored to your needs. From 1-4 unit multi-family investment properties to $100 Million commercial property our expert team ensures seamless, s
  • Ko'olau Federal Credit Union
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566. The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union
  • HG Mortgage
  • 354 Uluniu Street, Suite 402, Kailua, HI, 96734
  • The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.