USDA VS FHA in Graham, Pierce County, WA

In 2026, the USDA loan limit for Graham within Pierce County, WA, is $713,000, whereas for a single-family home, the FHA limit stands at $977,500.

Utilize the Lendersa® USDA loan calculator to compare the best available USDA and FHA rates today. Calculate the income, credit, reserves, and required documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you determine the most fitting program for your financial situation in .

Investigate loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Graham, Pierce, WA

Loan Type Limit Amount Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Available USDA and FHA Loan Choices in Graham, WA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Start by choosing one of three paths that lead to matching lenders and relevant USDA loan programs.

Lendersa's USDA loan requests and matching results

A Glimpse into USDA Loans in WA

The USDA home loan, backed by the Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is strictly for rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Graham Lenders

  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.

  • First Millennium Holdings
  • 601 1st ave suite 1400, Spokane, WA, 98580
  • Lends in Washington
  • making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA
    Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day

  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373
  • Lends in Washington
  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.

  • Turn Two Mortgage
  • 2219 179th St Ct E, Tacoma, WA, 98445
  • Lends in Washington
  • Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se

  • Integrity Mortgage Solutions, LLC
  • 18529 Driftwood Dr. E, Bonney Lake, WA, 98391
  • Lends in Washington
  • Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience

  • Mt. Rainier Federal Credit Union
  • 303 West Meeker Avenue, Puyallup, WA, 98371
  • Lends in Washington
  • The Mt. Rainier Federal Credit Union, chartered in 1967, is a non-profit financial cooperative owned by the members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care and concern for members and their families Our whole philosophy of business is based on member service.

  • Wave Lending Group
  • 8602 Canyon Rd East, Puyallup, WA, 98371
  • Lends in Washington
  • wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms

  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372
  • Lends in Washington
  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan

  • American Lake Credit Union
  • 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499
  • Lends in Washington
  • American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.

  • Pacific Equity & Loan
  • 3620 100th St SW Ste. B, Lakewood, WA, 98499
  • Lends in Washington

  • Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.