USDA VS FHA in Kennewick, Benton County, WA

In 2025, the USDA loan limit for Kennewick, within Benton county, WA, stands at $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates. It helps ascertain the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Kennewick, County of Benton, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Kennewick, WA

Lendersa® aims to rapidly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with matching lenders and discover USDA loan programs.

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What is a USDA Loan in WA?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture, available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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