In the year 2025, the USDA loan limit in West-Richland, located in the county of Benton, WA, is capped at $285,000. Meanwhile, the FHA limit for a single-family residence stands at $356,362.
By utilizing the Lendersa® USDA loan calculator, you can effectively compare the best USDA and FHA rates available today. This tool helps assess the income, credit, reserves, and necessary documentation required for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to ensure you secure the best USDA or FHA loan quickly and smoothly. Choose one of our three starting points to align with the appropriate lenders and available USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture. It is accessible only in rural communities. This loan contrasts with FHA loans, which require a minimum down payment of 3.5%, as the USDA option requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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