FHA Vs. USDA loan program for Richland, Benton County, Washington

In 2025, USDA loan limit in Richland, county of Benton, WA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Richland, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 324-2285 Lender's profile and map Reviews Partners Bank 900 Main St, Sanford, ME, 04073 Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
813-605-1467 Lender's profile and map Reviews Tampa One 6521 Gunn Hwy, Tampa, FL, 33625 The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.
813-765-1239 Lender's profile and map Reviews Lincoln Lending Group 6944 W Linebaugh Ave #101, Tampa, FL, 33625 Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.
855-853-1522 Lender's profile and map Reviews Champions Mortgage, LLC 10575 68th Ave Suite C2., Seminole, FL, 33772 "The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
(727) 642-1166 Lender's profile and map Reviews GENERATION MORTGAGE ASSOCIATES, LLC 12052 100th Ave, Seminole, FL, 33772 "Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry. We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
(603) 595-4400 Lender's profile and map Reviews Geosegment Systems 24 Front Street, Suite 203, Exeter, NH, 03833 Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
(978) 475-6133 Lender's profile and map Reviews The Andovers Federal Credit Union 19 Lupine Road, Suite C, Andover, MA, 01810 The Andovers Federal Credit Union is a non-profit financial institution owned and operated by its members. It is the purpose of the Credit Union to provide financial services and education to its members and develop relationships that make a difference in our members’ lives, while maintaining a stable and secure future for its membership.
(508) 264-2720 Lender's profile and map Reviews Sandton Partners LLC 36 Corbett St, Andover, MA, 01810 At Sandton Partners LLC, we are dedicated to helping you. We have helped Real Estate Investors in New England and across the United States with the short term financing solutions necessary for their real estate business to succeed. We lend against non-owner Occupied properties, and specialize in rehab loans
9082553010 Lender's profile and map Reviews Rei Loans USA Not sharing, Tampa, FL, 33635 ReiLoansUSA.com specializes in providing tailored financing solutions for real estate investors. We connect clients with funding options for fix-and-flip projects, rental properties, cash-out refinances, and ground-up construction. With a focus on speed, flexibility, and expertise, we help investors achieve their goals through competitive loan prog
(813) 230-9428 Lender's profile and map Reviews Movement Mortgage 13603 W. Hillsborough Ave, Tampa, FL, 33635 Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.