USDA Loan Vs. FHA loan pro & con for Benton-City, Benton County, WA

In 2025, USDA loan limit in Benton-City, county of Benton, WA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Benton-City, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 752-2357 165 miles Lender's profile and map Reviews Avelloe Mortgage Corporation 415 State Street, Suite 190, Lake Oswego, OR, 97034 Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.
(503) 816-4602 165 miles Lender's profile and map Reviews Newland Mortgage 4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034 Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.
(888) 299-6780 165 miles Lender's profile and map Reviews ICS Loans Commercial Mortgage 5608 17th Avenue NW, Seattle, WA, 98107 ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
(206) 801-3896 165 miles Lender's profile and map Reviews The Mortgage Broker LLC 334 NW 51st Street, Seattle, WA, 98107 At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
(208) 935-0277 165 miles Lender's profile and map Reviews Freedom Northwest Credit Union 303 Main Street, Kamiah, ID, 83536 Freedom Northwest Credit Union was founded in 1963 by a dedicated group of volunteers, and we operated under the name Kamiah Community Credit Union until June 2016. From very humble beginnings, guided by the vision and strong leadership of committed volunteers, we have grown to serve 12,000 members with total assets of $426 million.
(503) 397-2376 165 miles Lender's profile and map Reviews InRoads Credit Union 1720 St Helens St, Saint Helens, OR, 97051 InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
(800) 642-4014 165 miles Lender's profile and map Reviews O Bee Credit Union PO Box 5000, Lacey, WA, 98509 O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
(206) 889-5295 165 miles Lender's profile and map Reviews Blue Square Mortgage LLC 4212 33rd Avenue West, Seattle, WA, 98199 Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
(425) 332-6220 165 miles Lender's profile and map Reviews Platinum Home Lending, Inc. 805 164th Street Southeast, Suite 206, Mill Creek, WA, 98012 Platinum Home Lending Inc. is a locally owned and privately held Mortgage Broker. Our Mortgage Specialist are here to help you obtain the right mortgage for your needs. With our vast knowledge of the local market, many years of experience and a wide variety of lenders to choose from,
(425) 750-7593 165 miles Lender's profile and map Reviews Integrity First Mutual Mortgage LLC 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012 Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.