USDA Vs. FHA Pro and Con comparison in Leavenworth, Chelan County, WA

As of 2025, the USDA loan limit in Leavenworth, located in Chelan, WA, is $336,500. Meanwhile, the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Here you can see the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Leavenworth, Chelan, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Leavenworth, WA

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan without unnecessary difficulty. Choose one of three pathways that align you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

USDA home loans, known as USDA rural development loans or USDA mortgages, are backed by the Department of Agriculture and are available solely in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans demand no down payment, offering significant advantages to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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