USDA and FHA Pro and Con in Chelan, Chelan County, WA

In 2025, USDA loan limit in Chelan, county of Chelan, WA is $336,500 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Chelan, county of Chelan, WA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Chelan, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Horizontal Mortgage Lending
  • 1129 Mira Mar, Suite 301, Long Beach, CA, 90804
  • Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan you've come to the right place.
  • Lighthouse Capital Group
  • 4433 E Anaheim Street, Unit A, Long Beach, CA, 90804
  • Lighthouse Capital Group is a full-service “One-Stop-Shop” lender that offers exceptional personal quality mortgage lending services throughout California for over 30 years.LCG has established a reputation as an honest, trustworthy, experienced & solutions driven lending choice for individual & small business clients as well as institutional banks.
  • CMF Real Estate Capital Group
  • 3350 E 7th St, Suite 434, Long Beach, CA, 90804
  • CMF Capital group Inc. is a premier Real Estate Investment and Financial Company located in Long Beach, Southern California. Our mission is to help you achieve your long-term investment goal through our innovative financing process when you buy, fix, hold or sell off your Residential Real Estate, Investments property or Businesses
  • brentwood pacific financial
  • 1421 n wanda rd #120, Orange, CA, 92867
  • I invest my time focusing on your financing priorities, explaining your options and delivering the world class experience you expect. My goal is to earn your trust, respect and heartfelt referrals. My vision is to build strong, lifelong relationships, starting today with you. Scott Fredrickson Brentwood Pacific Financial
  • Premier Lending Group
  • 1740 W Katella Ave, Suite C, Orange, CA, 92867
  • Premier Lending Group has a successful 20 year proven track record of closing Conventional and Government Loans, with a specialty in Reverse Mortgage Loan origination. Our top priority is providing unparalleled Customer Service and Satisfaction to our clients. We take pride in always being available to clients, and place the customers’ needs first.
  • US Home Lending Orange County
  • 1411 N Batavia Street, Suite 202, Orange, CA, 92867
  • Our Mission is to provide our clients with a positive mortgage lending experience by insuring we deliver our services with honesty, integrity, efficiency and transparency. We are a full-service mortgage company based in Buena Park, CA. We can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Pegasus Financial
  • 950 E Katella Ave, Suite 3, Orange, CA, 92867
  • Pegasus Financial has arranged thousands of loans all over California and the Nation. We have a large variety of lending products and the expertise to help you select the right loan for you. Whether you have great credit, or have had problems in the past, we can help you where others can't.
  • Sun Mortgage
  • 1403 North Batavia Street, Suite 202, Orange, CA, 92867
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.