In 2026, the USDA loan cap in Chelan, part of Chelan county in WA, is $336,500, whereas the FHA limit for a single-family home is $506,000.
Make use of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps you determine the necessary income, credit score, reserves, and required documents to qualify for these loans. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Chelan, Chelan, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Chelan, WA
The primary goal at Lendersa® is to swiftly find you the best USDA or FHA loan available without hassle. Choose one of three starting points to find suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for eligible borrowers.
Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.
Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
Floyd D. Walker a.k.a. ""WALKER"" CEO/President Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.
320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
Lends in Washington
Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
Lends in Washington
Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.
N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
10925 West Lake Joy Drive North East, Carnation, WA, 98014
Lends in Washington
We’re not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years — so we can work for you and what’s in your interest. Our team concept allows you to talk with any of our representatives — someonAe is always ready to help you.
Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
3710 168th Street NE, Suite A108, Arlington, WA, 98223
Lends in Washington
Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.
