USDA Vs. FHA Pro and Con comparison in Chelan, Chelan County, WA
In 2025, the USDA loan cap in Chelan, part of Chelan county in WA, is $336,500, whereas the FHA limit for a single-family home is $506,000.
Make use of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps you determine the necessary income, credit score, reserves, and required documents to qualify for these loans. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Chelan, Chelan, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Chelan, WA
The primary goal at Lendersa® is to swiftly find you the best USDA or FHA loan available without hassle. Choose one of three starting points to find suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for eligible borrowers.
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
Our company is committed to delivering the highest level of service to earn the deepest level of trust. While other agents and loan officers spend most of their time looking for new business, we want to commit ourselves to spending 100% of that time focusing on making sure you have a smooth
AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.
Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.
606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.
Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
