USDA and FHA Pro and Con in Cashmere, Chelan County, WA
As of 2026, in Cashmere, within the county of Chelan, WA, the USDA loan limit is set at $336,500, while the FHA limit for a single-family home is $506,000.
Utilize Lendersa®'s USDA loan calculator to assess the current USDA versus FHA rates and find out the necessary income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Cashmere, Chelan, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Cashmere, WA
Lendersa® is committed to securing the most beneficial USDA or FHA loan for you quickly, without any hassle. Choose one of three approaches that will connect you to relevant lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture. Known as a USDA rural development loan or mortgage, it's exclusive to rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, a USDA mortgage requires nothing down.
Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.
Floyd D. Walker a.k.a. ""WALKER"" CEO/President Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.
Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
Lends in Washington
Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
Lends in Washington
Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.
AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:
commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
