USDA Vs. FHA your options comparison in Longbranch, Pierce County, WA
In the year 2025, the USDA loan limit for Longbranch, within the county of Pierce, WA, is set at $713,000. In comparison, the FHA loan limit is $977,500 for a typical single-family home. These limits are crucial for borrowers to understand when considering which loan type is most advantageous for their situation.
Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. This tool helps you ascertain the necessary income levels, requisite credit scores, reserve amounts, and documentation needed for loan eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, thereby assisting you to choose the best open path financially in .
Understanding 2025 Loan Limits and Down Payment Requirements in Longbranch, Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Options in Longbranch, WA
The mission of Lendersa® is to provide you with the most competitive USDA or FHA loan, swiftly and without undue complexity. To achieve this, you can choose from three different starting points, each leading you to matching lenders and tailor-made USDA loan programs.
A USDA home loan is backed by the government, specifically, it is insured by the U.S. Department of Agriculture. It is often termed a USDA rural development loan or USDA mortgage and is designed for rural areas. This loan type differs significantly from FHA loans, which require a minimum of a 3.5% down payment, as USDA loans require no down payment at all, making them a compelling option for qualified buyers in rural localities.
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6700 Jefferson St NE, Suite D-1, Albuquerque, NM, 87109
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On Q Financial, Inc. believes the Dream of Homeownership is INCLUSIVE and prides itself on simplifying the mortgage process. There is nothing like the joy, comfort, and security that comes from owning a home, and On Q Financial takes great pride in knowing they helped over 10,000 families achieve their dream last year.
