In 2025, the USDA loan limit for Key-Center, in the county of Pierce, WA, is $659,800, whereas the FHA limit for a single-family home is $776,250.
The Lendersa® USDA loan calculator can help you compare today’s optimal USDA and FHA rates. It determines the income, credit, reserves, and documents needed to qualify. Our expert mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Key-Center, Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Options for USDA and FHA Loans in Key-Center, WA
Lendersa® aims to secure the best USDA or FHA loan efficiently and without hassle. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
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