USDA Vs. FHA your options comparison in Moses-Lake, Grant County, WA

In 2025, USDA loan limit in Moses-Lake, county of Grant, WA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Moses-Lake, county of Grant, WA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Moses-Lake, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lisa McClellan Loans
  • 186 Main Street, Trussville, AL, 35173
  • We Make Home Loans That Are As Unique as You. We have the expertise to help you find a great mortgage solution. A 17 year veteran in the mortgage industry, Lisa is passionate about her customer's experience and satisfaction. Lisa McClellan pride herself on exceeding her customer’s expectations in finding the best rates, service, and options.
  • Faith Mortgage LLC
  • 186 Main St, Trussville, AL, 35173
  • Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250
  • Simple Funding LLC
  • 201 20th St S, Irondale, AL, Birmingham, AL, 35210
  • Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.
  • Railroad Federal Credit Union
  • 1808 2nd Ave South, Irondale, AL, 35210
  • Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.
  • Lotus Lending Group, LLC
  • 1522 Montclair Road, Irondale, AL, 35210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CSL Financial, LLC
  • 500 Office Park Drive, Suite 310, Birmingham, AL, 35216
  • At CSL, we think that this quote from inventor Thomas Edison illustrates our thinking on manufactured home lending: “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” It all comes down to our unique approach to Common Sense Lending.
  • Liberty Mortgage Corporation
  • 200 Williamsburg Office Park, Birmingham, AL, 35216
  • At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,
  • Method Mortgage, LLC
  • 601 Vestavia Parkway, Suite 300, Birmingham, AL, 35216
  • Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.
  • Nations Loan Sevice
  • 1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471
  • "Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program. Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.
  • First Access Mortgage LLC
  • 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
  • First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • AloStar Bank of Commerce
  • 3595 Grandview Parkway, Suite 425, Birmingham, AL, 35243
  • Alostar Bank Of Commerce is a branch office of Alostar Bank Of Commerce. They provide the following services: Full Service Office Location and are located at 3595 Grandview Parkway, Suite 425 in Birmingham Alabama. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number