USDA VS FHA in Quincy, Grant County, WA

In 2025, the USDA loan limit in Quincy, within the county of Grant, WA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, which helps in assessing the income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to choose the most suitable program in for your specific financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Quincy, Grant County, WA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Quincy, WA

The aim of Lendersa® is to efficiently match you with the best USDA or FHA loan, free of complications. Start by selecting one of three primary options to be linked with lenders and find appropriate USDA programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in WA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that necessitate a down payment of at least 3.5%, USDA loans require no initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Transpac Investment Corp, started by a husband and wife duo, has been helping the Southern California area since 1998. Since then we have helped thousands of borrowers with all types of financial situations purchase and refinance their homes! We work with both english and mandarin speakers, helping a range of clients
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