USDA Vs. FHA Pro and Con comparison in Othello, Adams County, WA
In 2025, the USDA loan limit in Othello, within the county of Adams, WA, is $336,500. In comparison, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to explore and compare the top USDA versus FHA rates available today. This tool helps pinpoint the income, credit, reserves, and documentation requirements necessary for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you to select the right program for your financial situation in .
Overview of 2025 Loan Limits and Downpayment Criteria in Othello, Adams County, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Othello, WA
Lendersa® focuses on securing the best possible USDA or FHA loan quickly and without complications. Choose one of the three pathways to connect with lenders and USDA loan programs that meet your needs.
A USDA home loan is insured by the Department of Agriculture—also known as a USDA rural development loan or mortgage—and is exclusively offered in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no down payment whatsoever.
1172 Beacon Street, Suite 103, Newton Highlands, MA, 02461
County Mortgage, LLC is a privately held Lender providing Situational Loans for homeowner and investor loans to borrowers needing short term funds. Serving eastern Massachusetts since 1991 County is committed to providing rapid consumer driven service. Our size allows us to be nimble and responsive to requests ranging from One Hundred thousand
Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).
255 Washington Street, Suite 300, Newton, MA, 02458
The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.
"Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $257 million financial institution with over 18,250 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in South Kingstown.
Recently, the WCCU was awarded 'Best Places to Work 2018' by the Providence Business News"
Milestone Mortgage Solutions offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services -- all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans, VA, FHA, USDA-RD
Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.
Milestones Federal Credit Union (formerly known as Lewiston Municipal Federal Credit Union) has been open since 1944. We have amazing low rates, and higher rates for certificates. The credit union has assets totaling $30.13 Million and provides banking services to more than 2, 000 members.
Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with us first. Experience the Feeling of Family.
Lewiston Municipal Federal Credit Union Not-for-profit, member owned cooperative providing financial services to the employees and their family members of the Cities of Lewiston and Auburn Maine, including City Hall, Public Works, Schools, Housing Authority, Fire Department, Police Department, Library, etc.
