For 2025, the USDA loan limit in Moses-Lake-North, within Grant county, WA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program best suits your financial situation in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s mission is to swiftly secure the finest USDA or FHA loan for you, minus the hassle. Choose among three starting points to connect with matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively available in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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