USDA and FHA Pro and Con in Moses-Lake-North, Grant County, WA
For 2026, the USDA loan limit in Moses-Lake-North, within Grant county, WA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program best suits your financial situation in .
2026 Loan Limits and Downpayment Requirements in Moses-Lake-North, Grant, WA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Moses-Lake-North, WA
Lendersa®'s mission is to swiftly secure the finest USDA or FHA loan for you, minus the hassle. Choose among three starting points to connect with matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively available in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment at all.
Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.
HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.
Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!
Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"
7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
Lends in Washington
Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.
Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.
