In 2026, the USDA loan limit for Mattawa, located in Grant county, WA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to explore the best rates for today's USDA vs. FHA loans. This tool helps identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the optimal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loans quickly and effortlessly. Choose one of three starting paths to align with lenders and USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture and referred to as a USDA rural development loan or mortgage. It is specifically available for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making them an appealing option for qualified applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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