USDA Vs. FHA Pro and Con comparison in Mattawa, Grant County, WA

In 2025, USDA loan limit in Mattawa, county of Grant, WA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mattawa, county of Grant, WA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Mattawa, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community 1st Bank Las Vegas
  • 600 Douglas Ave, Las Vegas, NM, 87701
  • Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
  • Coteau Valley Federal Credit Union
  • 212 West Hickory Street, Sisseton, SD, 57262
  • When you’re a member of Coteau Valley Federal Credit Union, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members. Coteau Valley Federal Credit Union was founded as a federally chartered credit union in November of 1950.
  • Sisseton-Wahpeton Federal Credit Union
  • 45665 Veterans Memorial Drive, Agency Village, SD, 57262
  • Sisseton Wahpeton FCU is a member-owned credit union which has been providing financial services to special member groups in and around the Lake Traverse Reservation in South Dakota since 1979 and also Sisseton-Wahpeton FCU ! We’ll give you personalized service that goes above and beyond what you’ll find at any other regional financial institution.
  • Mid Minnesota Federal Credit Union
  • 104 3rd Ave W, Ada, MN, 56510
  • Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
  • Community Bank
  • 118 N Main Street, Avon, SD, 57315
  • The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
  • Vantage Bank
  • 311 30th Ave E, Alexandria, MN, 56553
  • With more than 100 years of banking history behind it, Vantage Bank brings a diverse wealth of experience to its customers. Now in two great locations and with 12 employees, Vantage Bank continues to provide personal customer service while modernizing aspects of the bank to benefit its customers’ needs.
  • Direct Check
  • 215 Dakota Ave, Wahpeton, ND, 58075
  • At Direct Check, we strive to work with our customers in a professional and confidential manner. With fast cash personal loans, our employees will work with you to personally ensure your needs are accomplished while providing you. There are many reasons for needing extra cash. At Direct Check we ensure a simple and easy process
  • Great Plains Capital Mortgage
  • 319 11th St N, Wahpeton, ND, 58075
  • Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Sioux Valley Co-op Federal Credit Union
  • 712 9th Avenue SE, Watertown, SD, 57201
  • Sioux Valley Co-op Federal Credit Union is a cooperative non-profit financial institution organized to provide its members with a place to save and a source of loans at reasonable rates. SVCFCU is owned and operated by its members. SVCFCU has a Board of Directors that is elected by its members, and has the responsibility to establish policies.
  • Avanti Federal Credit Union
  • 1620 Fourth Street NE, Watertown, SD, 57201
  • Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
  • The Farmers State Bank of Oakley, Kansas
  • 100 Center Avenue, Oakley, KS, 67748
  • At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.