USDA Vs. FHA Pro and Con comparison in Felida, Clark County, WA

In 2025, the USDA loan limit for the area of Felida, located in Clark county, WA, is $478,400. Conversely, the FHA limit for a single-family residence is set at $672,750.

Lendersa® offers a valuable tool with the USDA loan calculator, allowing you to accurately compare today’s premier USDA and FHA interest rates. By utilizing this advanced calculator, you can understand the necessary income, credit score evaluations, financial reserves, and documentation needed to qualify. With its side-by-side comparisons of USDA, FHA, Conforming, and VA loans, you will be well-equipped to choose the most suitable program in for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Felida, Clark, WA

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Felida, WA

Lendersa® is dedicated to facilitating a quick and stress-free experience in acquiring the best USDA or FHA loan. You can choose from three effective starting points that seamlessly connect you with matching lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in WA

The USDA home loan is sponsored by the U.S. Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural communities. Unlike FHA mortgages that require a down payment of 3.5% or more, the USDA mortgage is distinctive in that no down payment is required at all, making it an advantageous option for those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CU Business Group
  • 9600 NE Cascades Pkwy, Suite 250, Portland, OR, 97220
  • CU Business Group provides business lending, deposit and consulting services to credit unions nationwide. As the largest business services CUSO in the industry, CU Business Group serves more than 627 credit unions in 48 states, providing products and technical expertise to help credit unions plan
  • Agape Mortgages Inc
  • 2931 NE Rocky Butte Rd, Portland, OR, 97220
  • Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
  • On Point Mortgage
  • PO Box 3750, Portland, OR, 97208
  • OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
  • Forrit Credit Union
  • 95 SW Taylor Street, Portland, OR, 97204
  • Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.
  • Team Swan
  • 310 Southwest 4th Ave, 300B, Portland, OR, 97204
  • Team Swan is the destination for people to become homeowners. It is our mission to be the leading lender to provide families homes where they can create memories and share ideas. We want to help make people's dreams a reality by providing the security of a home for all families. All we need to do is put an address to your dream.
  • Capital M Lending, LLC
  • 209 SW Oak Street, Suite 200, Portland, OR, 97204
  • Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.
  • Lumen Mortgage Corporation
  • 920 SW 6th Ave, Suite 1200, Portland, OR, 97204
  • At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
  • Downtown Development Group LLC
  • 920 SW 6th Ave Suite 223, Portland, OR, 97204
  • Downtown Development Group LLC and its affiliates have an ownership interest in more than 1,500,000 square feet of residential, industrial, retail, and office space within the Central Business District. The company is owned by the Goodman Family who have been investing in Portland.
  • Teamsters Council #37 Federal Credit Union
  • 1866 NE 162nd Avenue, Portland, OR, 97230
  • Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.
  • InRoads Credit Union
  • 1720 St Helens St, Saint Helens, OR, 97051
  • InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
  • Unitus Community Credit Union
  • 1300 SW 6th Ave, Portland, OR, 97201
  • We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA
  • ScanlanKemperBard Companies
  • 222 SW Columbia St. #700, Portland, OR, 97201
  • ScanlanKemperBard is a privately held real estate merchant bank based in Portland, Oregon. SKB acquires, manages and transforms commercial properties into profitable, risk-adjusted returns for select high-net-worth individuals, family offices, trusts, and institutional investors.