USDA Vs. FHA Pro and Con comparison in University-Place, Pierce County, WA
In 2025, the USDA loan limit in University-Place, within Pierce county of WA, is $659,800, whereas the FHA limit is $776,250 for a single-family dwelling.
Leverage the Lendersa® USDA loan calculator to evaluate the best current rates for USDA versus FHA loans, deciphering the necessary income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, enabling you to decide on the most appropriate program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in University-Place, Pierce, WA
Loan Type
Maximum Limit
Minimum Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploring USDA and FHA Loan Options in University-Place, WA
Lendersa® aspires to connect you rapidly and seamlessly with the optimal USDA or FHA loan. Begin by choosing from three strategic paths, leading to compatible lenders and USDA loan programs.
The USDA home loan, routinely referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available solely in rural communities. Contrastingly, FHA loans require at least a 3.5% down payment, whereas USDA loans eliminate the need for any down payment.
OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
44 Washington Street, Suite 200, Toms River, NJ, 08753
Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!
Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
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At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
Hard Money Man LLC is a New Jersey based private money lender. With over 20 years experience in being hard money lenders and private money lenders, we have closed and funded over 7,500 loans totaling over 1.2 billion in transactions. We pride ourselves on knowledge of the industry and speed of closings. On average our loans close in 7 days, and we
Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi
Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.
