USDA and FHA Pro and Con in University-Place, Pierce County, WA
In 2025, the USDA loan limit in University-Place, within Pierce county of WA, is $659,800, whereas the FHA limit is $776,250 for a single-family dwelling.
Leverage the Lendersa® USDA loan calculator to evaluate the best current rates for USDA versus FHA loans, deciphering the necessary income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, enabling you to decide on the most appropriate program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in University-Place, Pierce, WA
Loan Type
Maximum Limit
Minimum Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploring USDA and FHA Loan Options in University-Place, WA
Lendersa® aspires to connect you rapidly and seamlessly with the optimal USDA or FHA loan. Begin by choosing from three strategic paths, leading to compatible lenders and USDA loan programs.
The USDA home loan, routinely referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available solely in rural communities. Contrastingly, FHA loans require at least a 3.5% down payment, whereas USDA loans eliminate the need for any down payment.
Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Using his expertise and background in Real Estate Ken Ziehm assists clients in choosing a mortgage to meet their needs. He started originating loans for Merrimack Mortgage in 2004 and as an optional service, he opened Melody Mortgage, LLC, licensed by the State of New Hampshire Banking Department.
Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects
Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects from Hinsdale t
Millbury National Bank was founded in 1825, and through fiscal integrity and fortitude, the bank has been led by a committed Board of Directors for over 190 years, currently with several multi-generational Directors. Our focus is on serving small businesses within the Blackstone Valley, and maintaining our strong commitment to our customers.
Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.
At Alibaba Lending, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.
