For 2026, the USDA loan limit in Steilacoom, part of Pierce county in WA, is $713,000. Meanwhile, the FHA loan limit for a single-family home is $977,500.
Leverage the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. This tool evaluates the necessary income, credit score, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your unique financial needs in .
Overview of 2026 Loan Limits and Down Payment Requirements in Steilacoom, Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Options in Steilacoom, WA
Lendersa® aims to connect you with the best USDA or FHA loans quickly and effortlessly. You can begin with one of three starting points for matching with lenders and exploring USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is often referred to as a USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages require no down payment, making them an attractive option for those eligible.
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