USDA Vs. FHA your options comparison in Steilacoom, Pierce County, WA
For 2026, the USDA loan limit in Steilacoom, part of Pierce county in WA, is $713,000. Meanwhile, the FHA loan limit for a single-family home is $977,500.
Leverage the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. This tool evaluates the necessary income, credit score, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your unique financial needs in .
Overview of 2026 Loan Limits and Down Payment Requirements in Steilacoom, Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Options in Steilacoom, WA
Lendersa® aims to connect you with the best USDA or FHA loans quickly and effortlessly. You can begin with one of three starting points for matching with lenders and exploring USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is often referred to as a USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages require no down payment, making them an attractive option for those eligible.
American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.
Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.
7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499
Lends in Washington
All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.
Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.
ACU is a not-for-profit credit union. Unlike traditional banks, we don’t issue stock or pay dividends to outside stockholders. Instead, we are owned and operated by our members — and all profits are returned to our membership. This allows us to offer lower loan rates, higher interest returns on deposits.
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.
7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
Lends in Washington
Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.
