USDA Vs. FHA your options comparison in Moxee, Yakima County, WA
As of 2026, the USDA loan limit for Moxee, located in the county of Yakima, WA, is set at $336,500. In contrast, the FHA loan limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's optimal USDA and FHA rates. Identify the income, credit score, reserves, and documents required for qualification. This sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs simultaneously, aiding you in choosing the most suitable option for your needs in .
2026 Lending Limits and Down Payment Criteria in Moxee, Yakima, WA
Loan Type
Loan Cap
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Possibilities in Moxee, WA
The objective of Lendersa® is to streamline access to the optimal USDA or FHA loan with minimal effort. Choose from three initial routes that result in connections with lenders and USDA loan plans catered to you.
A USDA home loan is a government-backed product offered by the Department of Agriculture. Known alternatively as the USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike an FHA loan, which requires a minimum down payment of 3.5%, the USDA mortgage doesn't necessitate any down payment.
317 Washington Street, 4th Floor, Watertown, NY, 13601
At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
Salem VA Credit Union is a member-owned cooperative that operates on a not-for-profit basis. As a federal credit union, we are chartered, supervised and insured by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250, 000 per member.
KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.
A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.
Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.
Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty
Ed-Med Federal Credit Union was formed by the merger of two long existing credit unions: Ogdensburg Public Schools Employees Federal Credit Union and A.B.H.H. Employees Federal Credit Union. Our membership consists of employees in the education and medical field in the greater Ogdensburg NY area. We are a federally chartered credit union
