USDA VS FHA in Moxee, Yakima County, WA

As of 2025, the USDA loan limit for Moxee, located in the county of Yakima, WA, is set at $336,500. In contrast, the FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's optimal USDA and FHA rates. Identify the income, credit score, reserves, and documents required for qualification. This sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs simultaneously, aiding you in choosing the most suitable option for your needs in .

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2025 Lending Limits and Down Payment Criteria in Moxee, Yakima, WA

Loan Type Loan Cap Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Moxee, WA

The objective of Lendersa® is to streamline access to the optimal USDA or FHA loan with minimal effort. Choose from three initial routes that result in connections with lenders and USDA loan plans catered to you.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in WA

A USDA home loan is a government-backed product offered by the Department of Agriculture. Known alternatively as the USDA rural development loan or USDA mortgage, it is exclusively available in rural areas. Unlike an FHA loan, which requires a minimum down payment of 3.5%, the USDA mortgage doesn't necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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