In 2026, the USDA loan limit for Zillah, in the county of Yakima, WA, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is a useful tool for comparing the current USDA and FHA rates to determine the best option. It helps ascertain the income, credit, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side-by-side, enabling you to choose the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s mission is to provide you with the best available USDA or FHA loan with ease and speed. You can start with any of the three options to connect with matching lenders and USDA loan programs.
A USDA home loan, insured by the government through the Department of Agriculture, commonly known as a USDA rural development loan, is targeted exclusively for rural areas. Unlike FHA loans that demand a minimum downpayment of 3.5%, USDA loans do not require any down payment, easing the path to homeownership in rural communities.
Enter your location to find out if it qualifies for USDA rural housing loan?
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