USDA and FHA Pro and Con in Zillah, Yakima County, WA
In 2025, the USDA loan limit for Zillah, in the county of Yakima, WA, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is a useful tool for comparing the current USDA and FHA rates to determine the best option. It helps ascertain the income, credit, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side-by-side, enabling you to choose the most suitable program in for your financial profile.
2025 Loan Limits and Downpayment Requirements in Zillah, Yakima, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Zillah, WA
Lendersa®'s mission is to provide you with the best available USDA or FHA loan with ease and speed. You can start with any of the three options to connect with matching lenders and USDA loan programs.
A USDA home loan, insured by the government through the Department of Agriculture, commonly known as a USDA rural development loan, is targeted exclusively for rural areas. Unlike FHA loans that demand a minimum downpayment of 3.5%, USDA loans do not require any down payment, easing the path to homeownership in rural communities.
At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
We know what it means to chase a dream with everything you have.
At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
At TrueCore Federal Credit Union, our mission is to enrich our community, and we’d love to serve you. We are member-owned, and our not-for-profit structure allows us to return excess earnings to those who bank with us in the form of better rates, lower fees, and more services. Those who reside, work, attend school, worship,
Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.
First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
34799 Curtis Boulevard, Suite B, Eastlake, OH, 44095
ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
