USDA and FHA Pro and Con in Zillah, Yakima County, WA
In 2025, the USDA loan limit for Zillah, in the county of Yakima, WA, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is a useful tool for comparing the current USDA and FHA rates to determine the best option. It helps ascertain the income, credit, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side-by-side, enabling you to choose the most suitable program in for your financial profile.
2025 Loan Limits and Downpayment Requirements in Zillah, Yakima, WA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Zillah, WA
Lendersa®'s mission is to provide you with the best available USDA or FHA loan with ease and speed. You can start with any of the three options to connect with matching lenders and USDA loan programs.
A USDA home loan, insured by the government through the Department of Agriculture, commonly known as a USDA rural development loan, is targeted exclusively for rural areas. Unlike FHA loans that demand a minimum downpayment of 3.5%, USDA loans do not require any down payment, easing the path to homeownership in rural communities.
Lone Star Ag Credit, a rural lending cooperative headquartered in Fort Worth, Texas, is one of the most experienced rural real estate and agricultural lenders in the state. We operate 16 offices covering 48 counties throughout north and central Texas and have $1.7 billion in assets.
In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.
AFECU purchased the building it currently operates from in January 2011.
For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.
We exist to help you meet all of your financial needs.
Red River Credit Corporation, we want to make getting a loan and paying it off as easy as possible. We'll listen to you needs and consider your budget to pair you with the loan option that best suits your situation. Once you're approved, you'll quickly have access to the cash you need, up to $1620.00 And paying for your loan is easy.
Early in the 1840’s; a small settlement began to spring up along a small creek in Indian Territory near the “Three Forks” of the Arkansas, Verdigris and Grand Rivers. The settlement, Coweta, had been named after a Creek Indian settlement in Georgia as the area was largely populated with Creek Indians as a result of the removal
The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.
Park City have full-service offices in Merrill, Minocqua, Rhinelander, Tomahawk, inside Dave's County Market in Merrill, and inside Church Mutual Insurance Company in Merrill. From checking and savings to auto loans and mortgages, we offer a full range of products and services, making Park City Credit Union the only financial institution
Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
