In 2025, the USDA loan cap in Altoona, located in Eau Claire county, WI, is $336,500, and the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool will help you evaluate the requirements for income, credit, reserves, and documentation to qualify. Through our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program in for your personal finances.
2025 Loan Limits and Down Payment Requirements in Altoona, Eau Claire, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Altoona, WI
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of the three paths to match with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, commonly termed as a USDA rural development loan or USDA mortgage, is available only in rural regions. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.
Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
2001 Timberloch Place, Suite 500, Spring, TX, 77380
Whizango, we can keep you out of a complicated mortgage process. We know how confusing it can be to navigate the mortgage application process. You shouldn’t have to worry about getting stuck in a complicated process or being locked into a bad mortgage! That’s why we’re hyper-focused on helping customers easily and confidently navigate.
26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.
2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.
25325 Borough Park Dr, Suite 210, The Woodlands, TX, 77380
Texas Premier Mortgage has a variety of products to help reduce your payment or term. Products for excellent credit include FHA, VA, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile.
Morgan City Bank was established in 1954, and the doors first opened for business on January 20, 1955. The original office was located in Morgan City on Front Street. By that we mean whenever you walk into an M C Bank branch, you can expect to receive the attention and respect you deserve and the helpful, customized advice you seek.
