USDA Vs. FHA your options comparison in Lake-Wissota, Chippewa County, WI
In the year 2025, the USDA loan limit in Lake-Wissota, found in Chippewa county, WI, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates today and check income, credit, reserves, and needed documents to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA, aiding your decision on the optimal program for your financial situation in .
Loan limits and downpayment requirements for 2025 in Lake-Wissota, Chippewa county, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Wissota, WI
Lendersa® aims to secure the best USDA or FHA loan for you quickly and with ease. Choose from three options to connect with matching lenders and examine USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans have no down payment requirement.
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