USDA Vs. FHA your options comparison in Bloomer, Chippewa County, WI

In 2026, the USDA loan limit for Bloomer, within Chippewa county in WI, is defined as $336,500. For a single-family home, the FHA limit is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today's USDA versus FHA best rates. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are shown side by side to aid you in selecting the program in that best fits your financial scenario.

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Loan Limits and Downpayment Requirements in Bloomer, Chippewa, WI for 2026

Type of Loan Loan Limit Down Payment Required
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Navigate USDA and FHA Loan Opportunities in Bloomer, WI

The purpose of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loans, without any hassle. Opt for one of three starting points to align yourself with matching lenders and appropriate USDA loan programs.

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Defining USDA Loans in WI

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Differing from FHA loans, which require a minimum of 3.5% down payment, USDA loans require absolutely no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bloomer Lenders

  • Northwestern Bank
  • 202 N. Bridge St., Chippewa Falls, WI, 54729
  • Lends in Wisconsin
  • Chippewa Valley (WI) Community bank focused on establishing relationships and small business lending. Headquartered in Chippewa Falls, Northwestern has office locations in Altoona, Thorp, Boyd, Cornell, and Lafayette. Established in 1904, Northwestern Bank is "Where People Matter

  • Royal Credit Union
  • 200 Riverfront Terrace, Eau Claire, WI, 54703
  • Lends in Wisconsin
  • Royal Credit Union was made up of just 100 Members when we were organized in April 1964 to serve the employees of Uniroyal and their families. In November of 1972, Royal was granted permission to add other employee groups to its membership and over the next two years we did just that, bringing 27 new groups into the family.

  • CCFBank
  • 3625 Gateway Dr, Eau Claire, WI, 54701
  • Lends in Wisconsin
  • At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.

  • WESTconsin Credit Union
  • 3333 Schneider Avenue SE, Menomonie, WI, 54751
  • Lends in Wisconsin
  • WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.

  • Dairy State Bank
  • 16 South Main Street, Rice Lake, WI, 54868
  • Lends in Wisconsin
  • Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible

  • Unity Bank.
  • 207 W Lincoln Street, Augusta, WI, 54722
  • Lends in Wisconsin
  • Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.

  • Ladysmith Federal Savings and Loan Association
  • 119 West 4th Street North, Ladysmith, WI, 54848
  • Lends in Wisconsin
  • Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Bo

  • Hiawatha National Bank
  • 220 East Oak Street, Glenwood City, WI, 54013
  • Lends in Wisconsin
  • Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.

  • The First Bank of Baldwin
  • 990 Main Street, Baldwin, WI, 54002
  • Lends in Wisconsin
  • In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.