USDA Vs. FHA Pro and Con comparison in Lake-Hallie, Chippewa County, WI
In the year 2025, the USDA loan limit for Lake-Hallie, within the county of Chippewa, WI, is set at $285,000. For a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates and evaluate the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Lake-Hallie, Chippewa, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Hallie, WI
The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you without any hassle. Choose one of three options to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
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