USDA and FHA Pro and Con in Appleton, Outagamie County, WI

During 2025, the USDA loan limit for Appleton in the county of Outagamie, WI is $336,500, whereas the FHA loan cap for a single-family home comes to $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, guiding you to the best program choice in for your financial needs.

Review offers from 100 different lenders

2025 Loan Limitations and Down Payment Requirements in Appleton, Outagamie, WI

Loan Type Limit Value Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Alternatives: USDA and FHA in Appleton, WI

Lendersa® strives to quickly secure the most advantageous USDA or FHA loan for you, minimizing effort. Start with any of these three strategies to connect with matching lenders and suitable USDA loan options.

Lendersa USDA loan request and matches

Definition of USDA Loan in WI

A USDA loan is a government-backed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan, available only in rural regions. It differs from an FHA loan, as it requires no down payment, unlike the FHA's minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First National Bank of Bosque County
  • 418 Avenue C, Valley Mills, TX, 76689
  • First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.
  • Aroostook County Federal Savings and Loan Association
  • 43 High St, Caribou, ME, 04736
  • At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy
  • The County Federal Credit Union
  • 82 Bennett Drive, Caribou, ME, 04736
  • County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.
  • Access of Louisiana FCU
  • 519 Kirby Street, Lake Charles, LA, 70601
  • Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
  • Calcasieu Parish Employee Federal Credit Union
  • 1011 Lakeshore Drive, Suite 303, Lake Charles, LA, 70601
  • The first Credit Union was created in 1849 in Germany by a group of farmers that pooled their money together in an effort to receive better rates than the lenders of that time. These people created the foundation for individual creditability such as “one member, one vote” which we hear about in many important instances today.
  • First Federal Bank of Louisiana
  • 1135 Lakeshore Drive, Lake Charles, LA, 70601
  • First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live! We do not allow graphic, obscene, explicit or racial comments
  • Lake Charles Finance & Mortgage
  • 313 Alamo Street, Suite B, Lake Charles, LA, 70601
  • "Here at Lake Charles Finance & Mortgage we offer personal loans from $200 to $1, 500. All you gotta do is fill out our online application, Once you apply, we run a quick credit check. If you are up to date on all your bills, you've been approved and we'll contact you shortly! We do not credit score, we just check your credit."
  • AFI Mortgage Company
  • 313 Alamo Street, Suite A, Lake Charles, LA, 70601
  • AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.
  • Dunn Mortgage & Associates, Inc.
  • 724 Kirby Street, Lake Charles, LA, 70601
  • Dunn Mortgage & Associates, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Louisiana Mortgage Associates
  • 2915 Ryan Street, Lake Charles, LA, 70601
  • The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.