USDA and FHA Pro and Con in Appleton, Outagamie County, WI

During 2026, the USDA loan limit for Appleton in the county of Outagamie, WI is $336,500, whereas the FHA loan cap for a single-family home comes to $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, guiding you to the best program choice in for your financial needs.

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2026 Loan Limitations and Down Payment Requirements in Appleton, Outagamie, WI

Loan Type Limit Value Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Alternatives: USDA and FHA in Appleton, WI

Lendersa® strives to quickly secure the most advantageous USDA or FHA loan for you, minimizing effort. Start with any of these three strategies to connect with matching lenders and suitable USDA loan options.

Lendersa USDA loan request and matches

Definition of USDA Loan in WI

A USDA loan is a government-backed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan, available only in rural regions. It differs from an FHA loan, as it requires no down payment, unlike the FHA's minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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