USDA Loan Vs. FHA loan pro & con Appleton, Outagamie County, WI

During 2026, the USDA loan limit for Appleton in the county of Outagamie, WI is $336,500, whereas the FHA loan cap for a single-family home comes to $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, guiding you to the best program choice in for your financial needs.

Loan Alternatives: USDA and FHA in Appleton, WI

Lendersa® strives to quickly secure the most advantageous USDA or FHA loan for you, minimizing effort. Start with any of these three strategies to connect with matching lenders and suitable USDA loan options.

Definition of USDA Loan in WI

A USDA loan is a government-backed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan, available only in rural regions. It differs from an FHA loan, as it requires no down payment, unlike the FHA's minimum of 3.5% down.

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Appleton Lenders
(920) 234-5641 Lender's profile and map Mortgage Nerds, LLC 4090 W Spencer St, Appleton, WI, 54914 Lends in Wisconsin Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
(866) 226-5225 Lender's profile and map Thrivent Federal Credit Union PO Box 8920, Appleton, WI, 54912 Lends in Wisconsin Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.
(920) 739-1040 Lender's profile and map American National Bank – Fox Cities 2200 North Richmond Street, Appleton, WI, 54911 Lends in Wisconsin we had a vision. In 1993 our founders saw a need for a bank in our community that would focus on small to medium-sized businesses—a bank that was willing to take a chance on the success of our clients by focusing on what is best for them. They were the pioneers of a new idea: entrepreneurs serving other entrepreneurs.
(920) 729-2999 Lender's profile and map Evergreen Credit Union 1500 W American Drive, Neenah, WI, 54956 Lends in Wisconsin Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.
(920) 722-2122 Lender's profile and map Badger Globe Credit Union 260 N Green Bay Road, Neenah, WI, 54956 Lends in Wisconsin Badger Globe Credit Union is a not-for-profit financial cooperative that was formed in Kimberly-Clark’s first paper manufacturing facility, Badger-Globe Mill, in Neenah, WI. In 1947, employees of the Badger-Globe Mill were receiving financial services at a local credit union that was off-site. Since this location was somewhat inconvenient.
(920) 882-4800 Lender's profile and map Prospera Credit Union Appleton 4830 N. Ballard Rd, Appleton, WI, 54913 Lends in Wisconsin As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
(920) 915-3242 Lender's profile and map Linda the Lender 119 N McCarthy Rd, Appleton, WI, 54913 Lends in Wisconsin The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer. Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options
(877) 943-3256 Lender's profile and map McGlone Mortgage Group 3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913 Lends in Wisconsin Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
(920) 788-4141 Lender's profile and map BLC Community Bank 206 East Main Avenue, Little Chute, WI, 54140 Lends in Wisconsin BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.