USDA and FHA Pro and Con in Hortonville, Outagamie County, WI

In 2026, within Hortonville in Outagamie county, WI, the USDA loan limit for a single-family home is $336,500, whereas the FHA loan limit is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare USDA and FHA rates today. Identify the necessary income, credit, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to identify which option is ideal for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Hortonville, Outagamie County, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Hortonville, WI

The goal of Lendersa® is to secure you the best USDA or FHA loan swiftly and effortlessly. Start with any of the three options to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in WI

A USDA loan is a mortgage secured by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas. Unlike FHA mortgages that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hortonville Lenders

  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Lends in Wisconsin
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker

  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • Lends in Wisconsin
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.

  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • Lends in Wisconsin
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer.

    Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options

  • McGlone Mortgage Group
  • 3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913
  • Lends in Wisconsin
  • Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Lends in Wisconsin
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • Evergreen Credit Union
  • 1500 W American Drive, Neenah, WI, 54956
  • Lends in Wisconsin
  • Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.

  • Badger Globe Credit Union
  • 260 N Green Bay Road, Neenah, WI, 54956
  • Lends in Wisconsin
  • Badger Globe Credit Union is a not-for-profit financial cooperative that was formed in Kimberly-Clark’s first paper manufacturing facility, Badger-Globe Mill, in Neenah, WI. In 1947, employees of the Badger-Globe Mill were receiving financial services at a local credit union that was off-site. Since this location was somewhat inconvenient.

  • American National Bank – Fox Cities
  • 2200 North Richmond Street, Appleton, WI, 54911
  • Lends in Wisconsin
  • we had a vision. In 1993 our founders saw a need for a bank in our community that would focus on small to medium-sized businesses—a bank that was willing to take a chance on the success of our clients by focusing on what is best for them.

    They were the pioneers of a new idea: entrepreneurs serving other entrepreneurs.

  • BLC Community Bank
  • 206 East Main Avenue, Little Chute, WI, 54140
  • Lends in Wisconsin
  • BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.