USDA VS FHA in Beloit, Rock County, WI

In 2025, USDA loan limit in Beloit, county of Rock, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Beloit, county of Rock, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Beloit, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pearl Financing
  • 11010 Lake Grove Blvd, Suite 100 PMB 119, Morrisville, NC, 27560
  • Pearl Consulting & Financing works with business owners to maximize their potential, providing exceptional consulting services that are catered specifically to their needs. From strategic decisions, to financing, to developing your capabilities, Pearl Consulting & Financing is here to help. Using our expertise & deep understanding of the industry,
  • 1st Raleigh Mortgage, LLC
  • 7751 Brier Creek Pkwy, Suite 100, Raleigh, NC, 27617
  • The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you and Our loan originators have access to a wide array of loan products, helping them.
  • CrossOver Lending Group Inc
  • 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
  • The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Peoples Bank
  • 100 Spring Avenue, Chestertown, MD, 21620
  • Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.
  • Virginia State University Federal Credit Union
  • 3401 Boisseau Street, Petersburg, VA, 23803
  • In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
  • The American National Bank of Mount Pleasant
  • 301 S Madison Ave Mount, Mount Pleasant, TX, 75455
  • Since 1979, American National Bank has been serving the Northeast Texas area with the best customer service and financial services available. American National is locally owned and operated, and we strive to provide our customers with the best banking experience possible. We invite you to visit us
  • Guaranty Bank & Trust
  • PO Box 1158, Mount Pleasant, TX, 75455
  • Guaranty Bank & Trust opened its doors for business in Texas on January 13, 1913. The bank has grown & prospered over the years by continually meeting the financial needs of all the communities it serves.Being one of the oldest & most firmly established banks in the area, and has built a reputation of conservative soundness that has served it well.
  • Hemingford Co-Operative Federal Credit Union
  • 801 Box Butte Avenue, Hemingford, NE, 69348
  • On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions. The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings
  • Guardian Credit Union.
  • 418 Madison Ave, Montgomery, AL, 36104
  • Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
  • AuburnBank
  • 100 North Gay Street, Auburn, AL, 36830
  • Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers
  • GULF STATES FINANCIAL
  • 305 E. Thach Avenue, Suite H, Auburn, AL, 36830
  • Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
  • Trinity Mortgage Group, LLC
  • 116 Scrimshaw Drive, Chester, VA, 23836
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.