USDA Loan Vs. FHA loan for Beloit, WI [Rock County ]

Throughout 2026, the USDA loan limit for a single-family home in Beloit, county of Rock, WI, is set at $336,500, whereas the FHA cap is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates, as well as determine the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, aiding your choice of the most suitable program in <Alabama> for your financial circumstances.

Access USDA and FHA Loan Options in Beloit, WI

The mission of Lendersa® is to swiftly provide you with the best possible USDA or FHA loan without any hassle. Choose one of three starting points that help you connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in WI

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment whatsoever.

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Beloit Lenders
(608) 362-8983 Lender's profile and map Teachers Credit Union WI 2315 Prairie Avenue, Beloit, WI, 53511 Lends in Wisconsin Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
(608) 363-8000 Lender's profile and map First National Bank and Trust Company 345 E Grand Avenue, Beloit, WI, 53511 Lends in Wisconsin First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
(815) 708-2267 Lender's profile and map First Community Credit Union 1702 Park Ave, Beloit, WI, 53511 Lends in Wisconsin First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20, 000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years.
(608) 755-6065 Lender's profile and map Blackhawk Community Credit Union 2640 West Court Street, Janesville, WI, 53548 Lends in Wisconsin Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
(608) 897-2121 Lender's profile and map Bank of Brodhead 806 East Exchange Street, Brodhead, WI, 53520 Lends in Wisconsin Our Vision is to be a strong, stable, independent community Bank built on the community’s trust since 1896. We will reaffirm that trust daily by delivering financial solutions and striving to remain a dependable partner—consistently delivering exceptional outcomes to everyone, fairly and equitably.
(608) 882-5200 Lender's profile and map UNION BANK & TRUST COMPANY PO Box 409, Evansville, WI, 53536 Lends in Wisconsin Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.