For 2026, the USDA loan limit in Janesville, within Rock county, WI stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today. This will help determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program for your financial needs in <Alabama>.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting points to find matching lenders and the USDA loan programs.
Backed by the Department of Agriculture, a USDA home loan, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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