USDA Loan Vs. FHA loan for Evansville, WI 2026

In 2026, the USDA loan ceiling in Evansville, located in Rock county of WI, is $336,500, whereas the FHA limit for a single-family home tops at $472,030.

Utilize Lendersa® USDA loan calculator to effectively compare today’s top USDA versus FHA rates. This will help you identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program fitting your financial circumstances in Alabama.

USDA and FHA Loan Options in Evansville, WI

Lendersa® is dedicated to helping you secure the most suitable USDA or FHA loan, swiftly and with ease. Choose one of three initial pathways that connect you to compatible lenders offering USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan is a government-backed mortgage through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, eligible solely in rural localities. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none.

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Evansville Lenders
(608) 882-5200 Lender's profile and map UNION BANK & TRUST COMPANY PO Box 409, Evansville, WI, 53536 Lends in Wisconsin Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
(608) 755-6065 Lender's profile and map Blackhawk Community Credit Union 2640 West Court Street, Janesville, WI, 53548 Lends in Wisconsin Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
(608) 897-2121 Lender's profile and map Bank of Brodhead 806 East Exchange Street, Brodhead, WI, 53520 Lends in Wisconsin Our Vision is to be a strong, stable, independent community Bank built on the community’s trust since 1896. We will reaffirm that trust daily by delivering financial solutions and striving to remain a dependable partner—consistently delivering exceptional outcomes to everyone, fairly and equitably.
(608) 838-3141 Lender's profile and map Oregon Community Bank 733 N Main St, Oregon, WI, 53575 Lends in Wisconsin One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
(608) 868-7672 Lender's profile and map Bank of Milton 323 Parkview Drive, Milton, WI, 53563 Lends in Wisconsin The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
(608) 868-7644 Lender's profile and map First Community Bank Milton 202 Merchant Row, Milton, WI, 53563 Lends in Wisconsin First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
(608) 362-8983 Lender's profile and map Teachers Credit Union WI 2315 Prairie Avenue, Beloit, WI, 53511 Lends in Wisconsin Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
(608) 363-8000 Lender's profile and map First National Bank and Trust Company 345 E Grand Avenue, Beloit, WI, 53511 Lends in Wisconsin First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
(815) 708-2267 Lender's profile and map First Community Credit Union 1702 Park Ave, Beloit, WI, 53511 Lends in Wisconsin First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20, 000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years.