In 2026, the USDA loan ceiling in Evansville, located in Rock county of WI, is $336,500, whereas the FHA limit for a single-family home tops at $472,030.
Utilize Lendersa® USDA loan calculator to effectively compare today’s top USDA versus FHA rates. This will help you identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program fitting your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to helping you secure the most suitable USDA or FHA loan, swiftly and with ease. Choose one of three initial pathways that connect you to compatible lenders offering USDA loan solutions.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, eligible solely in rural localities. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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