USDA Vs. FHA your options comparison in Edgerton, Rock County, WI
In the year 2026, the USDA loan cap for Edgerton, in the county of Rock, WI, is set at $336,500. At the same time, the FHA loan limit for a single-family dwelling is established at $472,030.
To assess today's leading USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This tool will help you figure out the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you select the best program in tailored to your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Edgerton, Rock, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Edgerton, WI
Lendersa® is committed to quickly providing you with the most fitting USDA or FHA loan, with ease. Choose one of three initial routes that connect you with appropriate lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available strictly in rural neighborhoods. In contrast to FHA loans that involve a minimum 3.5% down payment, the USDA loan does not require any down payment at all.
The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager.
In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
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We offer all the same products and services that the big guys offer. But we couldn't be more different. Our focus isn't on selling you those products and services. Our focus is about connecting you with the ones that will make the biggest difference for you. It's just one of the many ways we are Here. For You. Always
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One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
