USDA and FHA Pro and Con in Edgerton, Rock County, WI

In the year 2026, the USDA loan cap for Edgerton, in the county of Rock, WI, is set at $336,500. At the same time, the FHA loan limit for a single-family dwelling is established at $472,030.

To assess today's leading USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This tool will help you figure out the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you select the best program in tailored to your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Edgerton, Rock, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Edgerton, WI

Lendersa® is committed to quickly providing you with the most fitting USDA or FHA loan, with ease. Choose one of three initial routes that connect you with appropriate lenders and USDA loan programs.

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Understanding the USDA Loan in WI

The USDA home loan, guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available strictly in rural neighborhoods. In contrast to FHA loans that involve a minimum 3.5% down payment, the USDA loan does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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