USDA and FHA Pro and Con in Hartford, Washington County, WI
As of 2025, the USDA loan limit for Hartford, situated in the county of Washington within WI, is $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA versus FHA loans and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the most suitable program in for your financial needs.
Loan limits and downpayment requirements for 2025 in Hartford, Washington, WI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA loan alternatives in Hartford, WI
Lendersa® strives to quickly secure you the best USDA or FHA loan without any hassle. Begin with one of three options to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan. These loans are only available in rural areas. Unlike FHA loans, which typically require a minimum down payment of 3.5%, USDA loans do not require any down payment.
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