USDA and FHA Pro and Con in Hartford, Washington County, WI
As of 2026, the USDA loan limit for Hartford, situated in the county of Washington within WI, is $336,500, whereas the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA versus FHA loans and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the most suitable program in for your financial needs.
Loan limits and downpayment requirements for 2026 in Hartford, Washington, WI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA loan alternatives in Hartford, WI
Lendersa® strives to quickly secure you the best USDA or FHA loan without any hassle. Begin with one of three options to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan. These loans are only available in rural areas. Unlike FHA loans, which typically require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
Quick App Mortgage LLC Based in Dublin, Ohio and with origination experience of over 1000 loans, we know what programs are best suited for our clients. We are familiar with virtually all home loan types from FHA to Conforming and VA to Jumbo.Conventional 1st Time Home Buyer, Fannie Mae – as little as 3% down and more.
Stratton Mortgage, LLC full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.
At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.
Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.
7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.