In 2026, the USDA loan cap for a single-family home in Germantown, within Washington County, WI, is $336,500. Conversely, the FHA loan limit is $472,030.
You can utilize the Lendersa® USDA loan calculator to evaluate today’s optimal USDA and FHA rates, and determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in choosing the most fitting program for your financial needs in
Browse loan offers from 100 different lenders
| Type of Loan | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to procure the ideal USDA or FHA loan for you swiftly and sans hassle. You can begin by selecting one of three available starting points, each linking you with the ideal lenders and USDA loan schemes.
The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is accessible in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
