For 2025, the USDA loan threshold in Richfield, situated in Washington county, WI, is established at $336,500, whereas the FHA cap is $472,030 for single-family residences.
Utilize Lendersa®'s USDA loan calculator to contrast the best current USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator provides an overview comparing USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best suited program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan rapidly and with minimal hassle. You can begin with one of three preliminary steps to discover compatible lenders and the USDA loan schemes.
The USDA home loan, secured by the government through the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, is exclusive to rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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