USDA Vs. FHA Pro and Con comparison in Hartland, Waukesha County, WI

For 2026, the USDA loan limit in Hartland, located in the county of Waukesha, WI, is $336,500, whereas the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's USDA versus FHA rates, identifying the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, aiding your decision-making on suitable programs in Alabama.

Explore loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Hartland, County of Waukesha, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hartland, WI

Lendersa® aims to procure the ideal USDA or FHA loan for you, swiftly and effortlessly. Begin with any of three options leading to lender matches and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. In contrast with FHA loans that need at least 3.5% as a down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hartland Lenders

  • Town Bank, National Association
  • 850 W N Shore Dr, Hartland, WI, 53029
  • Lends in Wisconsin
  • Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.

  • Inlanta Mortgage - Jesse Koch
  • W239 N3490 Pewaukee Rd, Suite 200, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.

  • Commonwealth Mortgage Group
  • 325 Oakton Avenue, Suite 101, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • Commonwealth Mortgage Group, assisting clients obtain a mortgage loan is our core business, enabling us to focus on providing every client with outstanding customer service. Our goal is to expedite and streamline your loan process, educate you, customize your loan program to meet your financial goals, and become your mortgage resource for life.

  • AK Capital Finance
  • 353 Forest Grove Dr, Pewaukee, WI, 53072
  • Lends in Wisconsin
  • AK Capital Finance recognizes that all businesses need capital to grow, which is why we support companies of all sizes through our commercial finance programs. We offer a diverse range of products to meet the needs of almost any kind of business. Professional Full-Time Alternate Capital Business Solutions.

  • Westbury Bank
  • N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
  • Lends in Wisconsin
  • Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium.

    That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo

  • Accunet Mortgage LLC
  • N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
  • Lends in Wisconsin
  • Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.

  • First Fidelity Home Mortgage of Wisconsin, LLC
  • 2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
  • Lends in Wisconsin
  • We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.

  • Loans 4 Homes
  • 1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066
  • Lends in Wisconsin
  • LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • BANK FIVE NINE
  • 155 W. Wisconsin Ave, Oconomowoc, WI, 53066
  • Lends in Wisconsin
  • Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.