USDA and FHA Pro and Con in Hartland, Waukesha County, WI

In 2025, USDA loan limit in Hartland, county of Waukesha, WI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Hartland, county of Waukesha, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Hartland, WI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Wisconsin?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Holbrook Mortgage LLC
  • 5851 Legacy Circle, 6th Floor, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • InTouch Credit Union-AN
  • 5640 Democracy Dr, Plano, TX, 75024
  • InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.
  • John Cross Mortgage LLC
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • Whether you're interested purchasing a new home or refinancing your current home, John Cross Mortgage is here to help you find the loan options that fit your individual needs. We have been lending since 2007, and have been a Broker since 2015, we Major in both FHA, and Conventional, we are able to do USDA and VA loans as well.
  • Meru Lending LLC
  • 7800 Preston Road, Suite 111, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sequoia Residential Lending llc
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Texas Mortgage Company
  • 6860 North Dallas Parkway, Suite 200, Plano, TX, 75024
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • AWay Home Loans LLC
  • 6010 W Spring Creek Parkway, Suite 208, Collin, TX, 75024
  • AWay Home Loans is a Texas-based company that has prospered thanks to a reputation for honesty, integrity, and bringing a sense of fun to the mortgage process. Over 17 years of experience have built relationships and values that inform every decision we make on your behalf, inspiring us to go the extra mile in service of every client.
  • BLUE STAR RESIDENTIAL LENDING, INC.
  • 6833 Coit Road, Suite 103, Plano, TX, 75024
  • At Blue Star Residential Lending, helping you get your dream home is our dream job. We believe buying a home should be a rewarding experience — and we want to make sure it feels that way. That’s why we offer outstanding service, surprisingly affordable rates, and far more options than you’ll find at a bank or credit union.
  • Wedoloans
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • WeDoLoans we know that you want to get the right mortgage loan to buy or refinance your dream home so you can save time, money, and have peace of mind. In order to do that, you have to spend excessive amounts of time and effort searching for a lender who can find the right mortgage loan that fits your financial needs.
  • Highland HomeLoans, LLC
  • 5700 Granite Parkway, Suite 800, Plano, TX, 75024
  • At Highland HomeLoans, we know how complex and tedious the home buying process can be. We’re here to help make that process as clear and simple as possible so you can land the home you love without all of the hassle. Highland HomeLoans, an affiliated business of Highland Homes and PrimeLending Ventures Management, was established in 2011.
  • Affirm Home Loans
  • 5052 Tennyson Pkwy, Suite 200, Plano, TX, 75024
  • Affirm Home Loans,our mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available
  • Members Direct Home Loans
  • 5830 Granite Pkwy, Suite 213, Plano, TX, 75024
  • At Members Direct Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.