In 2026, the USDA loan limit for Lancaster, located in Grant county, WI, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Try employing the Lendersa® USDA loan calculator to assess today's most favorable USDA versus FHA rates, and understand the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can directly compare USDA, FHA, Conforming, and VA options side by side, helping determine the most suitable choice in
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| Loan Type | Maximum Loan | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly secure you the optimal USDA or FHA loan with minimal hassle. Opt for one of three pathways to connect with the right lenders and USDA loan schemes.
The USDA home loan, supported by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is exclusively for properties in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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