USDA Vs. FHA Pro and Con comparison in Marshfield, Wood County, WI
In 2026, the USDA loan limit for a single-family home in Marshfield, within Wood County, WI, stands at $336,500. Conversely, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to evaluate and compare the current USDA vs. FHA best rates, determining the necessary income, credit, reserves, and documents to qualify. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side, aiding in finding the ideal program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Marshfield, Wood, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Marshfield, WI
Lendersa® strives to secure the best USDA or FHA loan for you promptly and without difficulty. Choose one of three starting points to connect with lenders and appropriate USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture—commonly referred to as the USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages need no down payment whatsoever.
Marshfield Medical Center Credit Union was chartered in 1965 under laws of the State of Wisconsin by employees of St. Joseph’s Hospital. Until 1985 the credit union operated from office space in the hospital. That year we relocated to our own facility. Since then we have added numerous services and enjoyed exceptional growth.
Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.
First Choice Credit Union is located in Marshfield, Wisconsin, and was founded in 1967. At this location, First Choice Credit Union employs approximately 12 people. This business is working in the following industry: Finance other. Annual sales for First Choice Credit Union are around USD 1, 100, 017.00
We are proud to be an independently owned community bank! We serve the communities and rural areas in Central Wisconsin. We strive to know our customers personally and to provide them with quality services, products and financial advice. We pride ourselves on our impact and involvement in the wonderful communities that we serve.
Members' Advantage Credit Union is a member-owned financial organization dedicated to meeting the needs of members, providing competitively priced financial products and services while maintaining the credit union's long-term financial stability eywords: certificate of deposit, savings, credit union, macu, loans, rates.
4200 8th Street South, Wisconsin Rapids, WI, 54494
Lends in Wisconsin
Established in 1923, Paper City Savings has served our community for over 95 years. The Association operates as a locally managed financial institution, owned by our depositors. Paper City Savings began with the purpose of providing mortgage loans for single-family homes in the South Wood County area.
WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.
Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
the Nekoosa Credit Union was chartered, serving the employees of the Nekoosa-Edwards Paper Company and their immediate families. The original office space that housed the operation of the credit union was provided by the Nekoosa-Edwards Paper Company.As the credit union evolved, expansions to the original charter were granted to include persons
