USDA VS FHA in Marshfield, Wood County, WI

In 2026, the USDA loan limit for a single-family home in Marshfield, within Wood County, WI, stands at $336,500. Conversely, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to evaluate and compare the current USDA vs. FHA best rates, determining the necessary income, credit, reserves, and documents to qualify. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side, aiding in finding the ideal program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Marshfield, Wood, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Marshfield, WI

Lendersa® strives to secure the best USDA or FHA loan for you promptly and without difficulty. Choose one of three starting points to connect with lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in WI

The USDA home loan, guaranteed by the U.S. Department of Agriculture—commonly referred to as the USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages need no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community First Bank MO
  • 915 W. Ft. Scott Street, Butler, MO, 64730
  • Community First Bank offers the deposit and loan services of a national brand with the convenience and customer service of a local community bank. The team members at CFB provide the tools necessary for our neighbors in the West-Central Missouri area to take charge of all aspects of their finance and lending needs.

  • Peoples Bank of Altenburg
  • 8537 Main St, Altenburg, MO, 63732
  • Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services

  • Mortgage Tree Lending
  • 470 N Indiana Avenue, Sellersburg, IN, 47172
  • Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.

  • NORTHERN KENTUCKY FEDERAL CREDIT UNION
  • 2805 Alexandria Way, Highland Heights, KY, 41076
  • In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
    We are proud of how much we’ve grown over the years, and are excited to see where the future takes.

  • General Electric Credit Union
  • 124 Marshall Lane, Highland Heights, KY, 41076
  • General Electric Credit Union, being a member means more than just better banking. It means being part of a community with access to solid financial solutions that put YOU first, not shareholders.A not-for-profit, full-service financial institution, we’ve experienced significant growth throughout the years & continue to be one of the most secure.

  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.

  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.

  • The Justus Sharp Team of NFM Lending
  • 4084 Gantz Rd, Grove City, OH, 43123
  • Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio

  • Rolph Mortgage LLC
  • 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
  • The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.

  • Bridge Credit Union
  • 1980 West Broad Street, Columbus, OH, 43223
  • Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.

  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.