USDA Vs. FHA your options comparison in Wisconsin-Rapids, Wood County, WI

In 2025, the USDA loan limit for a single-family home in Wisconsin-Rapids, county of Wood, WI, is $285,000, whereas the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates. This tool helps assess the required income, credit, reserves, and documents for qualification. Our mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in <Alabama> for your financial goals.

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2025 Loan Limits and Down Payment Requirements in Wisconsin-Rapids, Wood, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming Conventional $548,250 3%

Exploring USDA and FHA Loan Options in Wisconsin-Rapids, WI

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Select from three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in WI?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, exclusive to rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Homie Loans™ was born out of the need for a simplified mortgage loan process. With Homie Loans™ you get an amazing rate, simplicity and friendly support. It’s so much better than before Homie Loans is the fastest way to get the lowest interest rate and closing costs possible No hidden fees. No catch. No crazy commissions
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  • Lauren's passion is helping you finance real estate by designing personalized solutions that meet your needs. With some of the most cutting edge programs available to provide you with the "best fit" options, when combined with transparency, you are in control of your mortgage and empowered to make the best possible decisions for your finances.
  • Optimum Mortgage LLC
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  • Optimum Mortgage, LLC. We are a full-service mortgage company based in Riverton, UT. We specialize in FHA Streamline in the State of Utah (Soon to expand to more states). Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • The Lending Alliance, Inc
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  • UNIFIED LENDING INC.
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  • Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we will help you qualify, apply and be approved for the perfect mortgage loan.
  • Integrity First Lending
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  • Our vision is simple, we are focused on helping loan officers grow their business. Most of the loan officers that join our company have experienced at least one of these common frustrations that have limited their growth. If any of the following frustrations resonate with you, let’s have a conversation soon.
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  • Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
  • The Mortgage Partner, Inc.
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