USDA Vs. FHA your options comparison in Stevens-Point, Portage County, WI

In 2026, the USDA loan limit for a single-family home in Stevens-Point, Portage county, WI is $285,000, while the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and determine required income, credit, reserves, and documentation. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your decision on the most suitable program in <Alabama> for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Stevens-Point, Portage, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Stevens-Point, WI

Lendersa® aims to secure the best USDA or FHA loan for you quickly and effortlessly. Choose one of three starting options for connecting with lenders and exploring USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is government-guaranteed and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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