USDA Vs. FHA Pro and Con comparison in Menomonee-Falls, Waukesha County, WI

In 2025, the USDA loan limit for a single-family home in Menomonee-Falls, Waukesha county, WI, is $289,800, whereas the FHA limit is $362,250.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, facilitating your decision on which program in <Alabama> best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Menomonee-Falls, Waukesha, WI

Loan Type Loan Limit Down Payment
USDA $289,800 0%
FHA $362,250 3.5%
Conforming Conventional $548,250 3%

Explore USDA and FHA Loan Options in Menomonee-Falls, WI

Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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