USDA Vs. FHA your options comparison in Sussex, Waukesha County, WI

For 2026, the USDA loan limit in Sussex, located in Waukesha, WI, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate today's primary USDA vs. FHA rates, determining necessary income, credit, reserves, and documentation for qualification. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, assisting your decision on the ideal program in for your specific financial needs.

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2026 Loan Limits and Downpayment Details in Sussex, Waukesha, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sussex, WI

The mission of Lendersa® is to quickly secure the most suitable USDA or FHA loan for you, smoothly and with ease. Start from one of three pathways that lead to matching lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan, supported by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MM Lending
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  • Wayne County Community Federal Credit Union
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  • Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.

  • United Financial Group, LLC.
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  • Evo Mortgage
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  • Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers

  • Greater Wayne Community Federal Credit Union
  • 328 N Main Street, Rittman, OH, 44270
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  • Encore-Funding
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  • Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.