USDA and FHA Pro and Con in Merton, Waukesha County, WI
As of 2026, the USDA loan limit set in Merton, within Waukesha county, WI, stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Calculate the income, credit, reserves, and documentation you need to qualify. Our sophisticated mortgage calculator enables you to evaluate USDA, FHA, Conforming, and VA loans side by side, ensuring you select the program in that best fits your unique financial needs.
2026 Loan Limits and Down Payment Requirements in Merton, Waukesha, WI
Type of Loan
Maximum Loan
Down Payment Needed
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Mortgage Solutions in Merton, WI
At Lendersa®, our mission is to offer you the most suitable USDA or FHA loan solutions swiftly and without any hassle. Choose from three initial approaches to find matching lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively accessible in rural regions. A key advantage of the USDA mortgage is that it requires no down payment, unlike FHA loans, which demand a minimum 3.5% down payment.
160 North Main Street, Suite 401, Memphis, TN, 38103
Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.
Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120
Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team. Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to
The Kennedy VA Employees Federal Credit Union was founded to serve the employees of Kennedy Veterans Administration Medical Hospital in Memphis, TN.
Over the years the Credit Union has grown into a very well-capitalized financial institution offering members various ways to save, including offering a variety of checking accounts and loans.
Methodist Healthcare Federal Credit Union was originally chartered in 1960 to serve the needs of Methodist Healthcare employees. Today, our credit union family has been extended to include all Methodist employees, Methodist affiliated groups, and the families of each of our members.
United Southeast Federal Credit Union was chartered in 1941 to serve employees of the Inter-Mountain Telephone Company. Over the years, our Credit Union has grown to serve the employees of several hundred select employer groups in Tennessee and Virginia. USFCU is owned and operated by its membership.
