USDA and FHA Pro and Con in Mequon, Ozaukee County, WI

In 2026, the USDA loan threshold for a single-family house in Mequon, within Ozaukee County, WI, stands at $336,500, while the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to assess the most favorable USDA and FHA interest rates available today. It enables you to analyze income, credit, reserves, and the requisite documents for qualification. Our comprehensive mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA, assisting you in selecting the best program in for your unique financial needs.

Compare loan proposals from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Mequon, Ozaukee County, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Options: USDA & FHA in Mequon, WI

The objective of Lendersa® is to swiftly and effortlessly secure you the most advantageous USDA or FHA loan. Pick one of the three pathways that connect you with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Clarifying the USDA Loan in WI

The USDA home loan, endorsed by the U.S. Department of Agriculture—also known as the USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mequon Lenders

  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • Lends in Wisconsin
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Lends in Wisconsin
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union

  • Columbia Savings and Loan Association
  • 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205
  • Lends in Wisconsin
  • Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.

  • Joonago Mortgage Services
  • 7700 West Bluemound Road, Wauwatosa, WI, 53213
  • Lends in Wisconsin
  • At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.

  • Wisconsin Mortgage Group LLC
  • 306 N 76th Street, Milwaukee, WI, 53213
  • Lends in Wisconsin
  • Wisconsin Mortgage Group LLC, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

  • WaterStone Bank, SSB
  • 11200 West Plank Court, Wauwatosa, WI, 53226
  • Lends in Wisconsin
  • WaterStone Bank, established in 1921, offers a full suite of personal and business banking products. The community bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country.

  • The Equitable Bank
  • 2290 North Mayfair Road, Milwaukee, WI, 53226
  • Lends in Wisconsin
  • The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.

  • U.S. Mortgage Corporation
  • 11040 West Blue Mound Road, Suite 211, Milwaukee, WI, 53226
  • Lends in Wisconsin
  • At U.S. MORTGAGE CORPORATION. We are a full-service mortgage company based in Milwaukee, Wisconsin. We specialize in Conventional, FHA, VA, Jumbo Loans in Milwaukee, Wisconsin. We also serve the surrounding cities in Milwaukee Metro area and the entire State of Wisconsin. Whether you are buying a home or refinancing in the State Of Wisconsin

  • Great Midwest Bank, S.S.B.
  • 15900 West Bluemound Road, Brookfield, WI, 53005
  • Lends in Wisconsin
  • Since 1935, Great Midwest Bank has served Wisconsin Homeowners for their mortgage and personal banking needs. We're a customer-oriented mutual bank offering a variety of Residential Mortgage products to first time homebuyers, existing homeowners, and multi-family property owners.