USDA Vs. FHA your options comparison in Grafton, Ozaukee County, WI

For the year 2025, the limit for USDA loans in Grafton, located in Ozaukee county, WI, is $336,500. The FHA limit for a single-family home is $472,030.

Lendersa®'s USDA loan calculator can help you contrast today's best USDA and FHA rates, identifying income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans simultaneously, assisting you in deciding which program in is optimal for your financial requirements.

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Loan limits and down payment needs for 2025 in Grafton, Ozaukee county, WI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA loan choices in Grafton, WI

Lendersa®'s mission is to help you secure the best USDA or FHA loan efficiently and without stress. Start with one of three pathways to find matching lenders and corresponding USDA loan offerings.

Lendersa USDA loan request and results

Understanding USDA Loans in WI

A USDA loan is guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage. Such loans are limited to rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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